We are looking for an experienced executive to guide consumer lending strategy for a growing credit union based in Grand Blanc, Michigan. This leader will shape portfolio direction, strengthen credit performance, and use data-driven insights to uncover sustainable growth opportunities across the consumer lending business. The position blends high-level strategic oversight with leadership of teams and day-to-day lending functions, making it ideal for someone who brings both vision and operational discipline.Responsibilities:• Define and lead the overall strategy for the consumer lending division, aligning portfolio goals with organizational growth objectives.• Monitor loan portfolio trends, key performance indicators, and market conditions to improve production, profitability, and credit quality.• Direct consumer lending activities across underwriting, indirect channels, and related operational functions to ensure consistent execution.• Evaluate portfolio performance across products such as auto loans, indirect lending, home equity, second mortgages, leases, RV financing, and credit cards.• Cultivate and manage productive relationships with dealership and indirect lending partners to support volume growth and portfolio health.• Provide leadership and coaching to managers and staff, guiding 3 direct reports and a broader team of 32 employees.• Develop forecasting models and analytical frameworks to support strategic planning, risk management, and lending decisions.• Identify new opportunities for expansion within consumer lending by assessing market demand, product performance, and competitive dynamics.
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